There are plenty of ways to get a mortgage in Canada.

What matters more is how the decision is made.

Banks can only offer their own products. As an independent, licensed mortgage professional, I work across Canada’s major banks, credit unions, and lenders to help clients understand their full range of options — and, just as importantly, which ones actually make sense for them.

After more than two decades in this industry, I’ve learned that the right mortgage isn’t about chasing the lowest rate. It’s about clarity, trade-offs, and choosing a structure that fits your life — today and down the road.

Whether you’re buying a home, accessing equity, or coming up for renewal, my role is to give you calm, unbiased advice so you can move forward with confidence, not pressure.